Inside this part
Employer questions
Use the ideas in the room.
- What risk are we retaining, transferring or failing to see?
- Which care pathways need active design now?
Part perspective
A management lens for this work.
This part connects financing, catastrophic-risk protection and care pathways into a plan architecture that fits the employer's risk capacity and employee needs. Its goal is deliberate design before vendor selection or renewal pressure narrows the options.
Put this part to work
- 01Document retained-risk objectives and funding alternatives.
- 02Evaluate stop-loss terms alongside rate and exposure.
- 03Choose one complex-care pathway to map and improve.
Related framework components
Decision Support: Three Funding Paths
A practical resource to carry the conversation from the page into your management process.
Use the Health Plan ScorePut the methodology to work
Apply the HPHP methodology with
.
Employer Benefits IQ is the practical application platform for employers who want to use education, tools, data, vendor intelligence and decision support in real-world benefits decisions.