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Component 07

High-Cost Care & Clinical Strategy

Do employees have a better pathway when healthcare becomes expensive or complex?

Clear definition

High-cost care and clinical strategy creates intentional pathways for the relatively small number of episodes and members that can drive a disproportionate share of plan spending.

What to measure

Evidence before assumptions.

  • Complex-case engagement
  • Episode cost
  • Second-opinion use
  • Clinical outcome indicators

Common mistakes

What weakens performance.

  • Relying on a PPO alone for complex-care decisions
  • Starting support only after a major claim is paid
  • Using cost as the only definition of success

High-performance practices

Build a deliberate approach.

01

Build pathways for cancer, surgery, musculoskeletal care and specialty medications

02

Use centers of excellence and second opinions when clinically appropriate

03

Coordinate advocacy, clinical support and benefits design

Book connection

Chapters 21–23: Managing complex care

Chapters 21–23

The clinical-strategy chapters help leaders focus on the episodes that disproportionately shape plan cost and experience.

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Health Plan Score connection

High-Cost Care & Clinical Strategy

Are complex cases supported with defined pathways, expert guidance and outcome measures?

A lower score points to a focused review of high-cost episodes and available clinical support pathways.

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Employer Benefits IQ resource

High-Cost Care Playbook

A printable Employer Benefits IQ worksheet for defining the decision, evidence, accountable owner and review cadence.

Download the component workbook

Author perspective

By Corry Hull, REBC, CSFS — Author, The High Performance Health Plan and Founder, Employer Benefits IQ.

Explore the Health Plan Score